budget

Since a lot of people considered the economic activity of last Christmas to be important (it kind of was) they're already talking about what they think Christmas 2010 will bring.  I guarantee that many will say Bah Humbug, curse under their breath at mall Santas and harboring dark desires involving Christmas trees, hairspray and a cigarette lighter.  (Not that I do…)

When parents contact me, they often wearily confess, “We have never had to worry about our money before, but I think we need a Budget.” Couple the addition of child care expenses or the lost income of one spouse staying home with the added pressure of education funding and desires for a larger home and you have a recipe for anxiety around daily spending decisions. Hence, a monthly “Budget” rises to the top of many new parents’ priority list.